Job Description: -
Extensive knowledge in the below fields is:
· Central Bank regulations on Mortgage Provision in UAE – Residents/Non-Residents
· Off Plan/Completed properties.
· Banks documentation to assess customer profile.
· Various Banks in UAE – Conventional/Islamic and their policies and procedures with detailed Documentation requirement to Apply for a mortgage.
· Calculation of DBR – Debt Burden Ratio that determines how much a customer can get a mortgage.
· Understanding of customers Credit Report – scoring and how to improve if there are any issues like overexposed credit cards /personal loan etc.
· Credit norms of banks – Property Details/status of completion.
Understanding of Projects –
· Location
· Status of completion
· Handover status
· Current banks valuation for such properties
· CRM Documentation to waive penalties/restructure payments
Training on Sales force –
· To Register and raise a R for a customer.
· Follow up and track bank requirements.
· Upload and close files to other departments upon approval.
· Track status of DSR – Developer Self Registration – to close bank approval and collect our payment.
Competencies, Education & Experience:
· Audit, Financial Skills
· Financial Software
· Customer Service
· Confidentiality
· Analyzing Information
· Precision and reliability; ability to work autonomously
· Good communication skills.
· Any Graduation degree
· Experience in Banks mortgage department / Real Estate.
Job Type: Full-time
Salary: AED4,000.00 - AED5,500.00 per month
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